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Agenda Item # 4.B.
City Commission Conference Agenda
Meeting Date:
12/14/2015
Re
Consideration of the Sale of Mixed Mortgage Loans
Submitted For:
Nick Mimms

SUBJECT:

Consideration of the sale of mixed performance mortgage loans - Director of Finance

SUMMARY:

The City of Fort Pierce requested bids from qualified financial institutions for the sale of its portfolio through RFP No. 2015-054, Sale of Mixed Performance Mortgage Loans.  The portfolio consists of fourteen (14) mixed performance mortgage loans which are all first mortgage loans secured by residential collateral. 

The mortgage loans totaled $1,722,000 when originally issued with a remaining balance of $1,571,404.81 at the time that the RFP was issued.  Harbor Community Bank submitted a bid proposal in the amount of $729,300.00 for the purchase of all 14 loans. This equates to 46.4% of the current loan balance.

RECOMMENDATION:

Discussion to determine the direction for the Sale of Mixed Mortgage Loans to Community Harbor Bank.

ALTERNATIVES:

Not to proceed with the Sale of Mixed Performance Mortgage Loans.

RESPONSIBLE STAFF:

Johnna Morris, Finance Director

COORDINATED WITH:

Nicholas Mimms, City Manager
Purchasing Department
 

Fiscal Impact

Budgeted Y/N:
N
Fiscal Year:
2016
Account:
NA
Amount:
NA

OTHER INFORMATION:

No fiscal impact at this time.

Attachments

Form Review

Inbox Reviewed By Date
Finance Department Johnna Morris 12/08/2015 12:36 PM
City Manager Nick Mimms 12/16/2015 04:28 PM
Form Started By:
awilkinson
Started On:
12/07/2015 04:32 PM
Final Approval Date:
12/16/2015