Establish Rates for 2017-2018 Dental Programs

Mankato Area Public Schools recently received renewal information for the self-insured dental program administered by Delta Dental of Minnesota. Attached is a summary report detailing the current financial status of the self-insured dental program.  Below are the recommended renewal rates as determined by Delta Dental and the District’s Employee Insurance Committee.  The new plans will offer full coverage for preventative and diagnostic services.  Other dental care will remain at current coverage.  Each employee will now also have the option to choose preferred providers.  Also, as recommended by Delta Dental, their plans will discontinue an addition fee for stop loss coverage.  These two updates for the plan help control costs and will provide better dental care options for employees and their families.  This will be a 24 month contract, with a guaranteed no rate increase for the 2018-2019 year.
   
A voluntary dental program has been implemented to provide optional dental insurance benefits for employee groups that previously did not have access to group dental insurance plans.  There is no employer contribution to the plan.  The Voluntary Plan is a fully insured plan with rates guaranteed through 6/30/19.
 

The District’s Employee Insurance Committee and the administration recommend continuation of the described dental plans at the proposed rates.